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The Financial Companionship

Merging Finances is a financial coaching resource to educate couples on budgeting, identifying cash flow, and maximizing their discretionary income. With personalized guidance and exceptional support, we're here to empower you every step of the way.

Our Services

Budgeting Fundamentals

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Financial Clarity Snapshot

Gain a clear understanding of your daily financial habits with a personalized financial snapshot. During a one-time consultation, we’ll walk through a structured spreadsheet, inputting your income and expenses to reveal your earning and spending patterns. This process helps you see where your money is going and how to manage it for your financial goals better.

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Strategic Cash Flow Management

Maximize your discretionary income with a tailored approach to budgeting and financial planning. We help you assess where your money is being spent and guide you in allocating funds more effectively to align with your short-term and long-term goals.

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Goal-Driven Financial Tools

Assess your financial timeline to ensure your current income and spending habits align with your long-term vision. Our insights will help you make informed financial decisions that support your lifestyle, investments, and wealth-building efforts.

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Continued Budgeting Support

Following your consultation, you’ll receive the customized budget spreadsheet we worked on together, giving you a practical tool to update and maintain independently each month. This empowers you to track expenses, refine your budgeting strategies, and confidently manage your finances long-term.

Services
About

Our Story

Financial Thought Partners

Husband and wife team, Estado Outlaw, a financial management consultant with over a decade of experience, and Chanel Outlaw, MSW, a mental health clinician, combine their wealth of expertise in this empowering collaboration as financial coaches. Estado understands the challenges individuals face in achieving financial stability, and he has a passion for promoting financial literacy, and helping individuals create a budgetary plan to seek better management of their finances. Meanwhile, Chanel brings a decade of vast experience in assisting startup businesses to become established and has successfully started three businesses of her own. Chanel is enthusiastic about guiding couples to take control of their finances and achieve their shared goals. She firmly believes teamwork is essential to building a healthy and long-lasting financial relationship. As seasoned entrepreneurs, their goal is to assist and encourge couples to trust, support, and enjoy the journey as financial companions. 

The Outlaw's have been recently featured on The Daily Drum with Harold Fisher on WHUR 96.3 to discuss “Money & Marriage” and also appeared on WTTG Fox 5 to talk about understanding money language, a topic covered in their book. Check it our below:

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In every relationship, the topic of combining finances can be intimidating yet crucial. "Merging Finances: An Interactive Couple’s Guide - 5 Essential Keys to Merging Your Finances Successfully" is a book that equips you and your partner with the necessary tools to navigate this significant conversation.

United as co-authors and happily married, Estado and Chanel's interactive guide provides an engaging and practical approach to merging finances. This book serves as a valuable interactive resource for couples seeking to identify their money language, strengthen their bond of trust, and communicate their financial expectations to create an action plan.

Testimonials
"From the very beginning, the authors lay a solid foundation by addressing the emotional aspects of financial merging. They understand that money can be a sensitive topic for many couples, and they create a safe space for discussion. The interactive elements, like worksheets and discussion prompts, make it easy for couples to engage with the material together, fostering open communication and trust."

Tob Fatunmbi

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© 2025 Merging Finances

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